CrediSava Log In Register

Terms & conditions

Welcome to Credisava. By using our website or services, you agree to the following Terms & Conditions (“Terms”). Please read carefully.

1. Eligibility

To use our services, you must:

  • Be at least 18 years old.

  • Be a resident of the United States or Canada.

  • Provide accurate and truthful information during registration.

2. Services Provided

Credisava offers:

  • Digital savings and investment plans.

  • Personal loans and credit facilities.

  • Buy Now, Pay Later (BNPL) options.

  • Other financial management tools.

Services may vary depending on jurisdiction and regulatory approval.

3. User Obligations

  • Maintain the accuracy of your account details.

  • Keep login credentials confidential.

  • Use the platform lawfully and not for fraud, money laundering, or illegal activities.

  • Immediately report any unauthorized use of your account.

4. Payments & Fees

  • Transactions are processed via approved U.S. and Canadian payment gateways and financial institutions.

  • Interest rates, fees, and repayment schedules will be disclosed upfront.

  • Late or missed loan repayments may result in penalties, collection efforts, and reporting to credit bureaus.

5. Identity Verification (KYC/AML)

You agree to provide information and documents (such as government-issued ID, SSN/SIN verification, proof of address) for identity verification, as required under U.S. and Canadian financial regulations.

6. Limitation of Liability

Credisava is not responsible for:

  • Losses due to unauthorized account access resulting from your negligence.

  • Failures of third-party providers (banks, payment processors, etc.).

  • Indirect or consequential damages.

Our maximum liability shall not exceed the total fees you paid for services.

7. Account Suspension or Termination

We reserve the right to suspend or terminate accounts for:

  • Violations of these Terms.

  • Fraudulent or unlawful activity.

  • Providing false or misleading information.

8. Intellectual Property

All trademarks, software, and content on Credisava are owned by us or our licensors. You may not copy, distribute, or modify without permission.

9. Governing Law

  • For U.S. users: These Terms are governed by the laws of the United States and your state of residence.

  • For Canadian users: These Terms are governed by the laws of Canada and your province of residence.

Any disputes will be handled in courts located in your jurisdiction.

10. Amendments

We may update these Terms at any time. Continued use of our services means you accept the updated version.

11. Contact Us

📧 Email: help@credisava.com
🌍 Website: www.credisava.com

Top